Effective Date: August 8, 2025

1. Acceptance of Terms

By accessing or using this website, you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use this website or our services.

2. Services Offered

Ray Voice operates this website and provides:

• Links to products available for purchase through Amazon.
• Consulting services arranged privately on a case-by-case basis.
• Newsletters distributed via Substack.

No direct transactions or registrations occur on this website except for accessing content. Newsletter subscriptions are conducted through Substack.

3. User Accounts and Registration

No registration or user accounts are required to access or use this website. Newsletter sign-ups are managed through Substack and subject to their terms.

4. User Conduct and Guidelines

Users agree to interact respectfully with other visitors and users. You must respect other users’ anonymity preferences.
Ray Voice does not engage with or provide services to high-risk industries such as gambling, firearms, ammunition, and related sectors. Any attempt by users in these industries to solicit services may be declined.

5. Intellectual Property and Content Use

All content on this website, including text, images, and materials, is owned or fully licensed by Ray Voice. We retain all rights to the content.

You may link to our website content for reference purposes only.
By submitting any content, messages, or inquiries via our website forms, you agree that Ray Voice retains all rights to use, store, share, and publish such submissions without limitation or further consent.

6. Third-Party Links and Services

This website contains links to third-party services including Amazon, Substack, Google Kit, and Microsoft Clarity. These third parties operate independently and have their own privacy policies and terms of use.
Ray Voice disclaims any responsibility or liability for third-party policies or practices.

7. Payments, Refunds, and Cancellations

All payments, refunds, and cancellations for consulting services or products are handled on a case-by-case basis.
Most products and services offered are non-refundable unless otherwise explicitly stated.

8. Disclaimers and Limitation of Liability

Ray Voice provides its website and services “as is” without warranties, express or implied, unless specifically stated otherwise for particular products or services.
You assume full responsibility for your use of our services and any decisions or actions taken based on information provided.
To the fullest extent permitted by law, Ray Voice disclaims all liability for any direct, indirect, incidental, or consequential damages arising from your use of this website, products, or services.

9. Termination and Suspension

Ray Voice reserves the right to refuse service, suspend, or terminate access to any user at any time, without prior notice, for conduct deemed inappropriate or in violation of these Terms.

10. Age Restrictions

This website and its products and services are intended for adults and professional business persons capable of making their own decisions.
We do not want users under the legal age to use our website or services. If minors access our offerings, they should do so only with proper adult permission and supervision.
Ray Voice is not liable for unauthorized use by minors.

11. Changes to Terms

Ray Voice reserves the right to modify, update, or change these Terms of Service at any time without prior notice.
Your continued use of this website following any changes constitutes your acceptance of the updated Terms.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, USA.
Any disputes arising under or related in any way to these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Delaware.

13. Contact Information

For any questions or concerns regarding these Terms, you may contact us via the contact form on the website.

End of Terms of Service